Showing posts with label Debt. Show all posts
Showing posts with label Debt. Show all posts

Friday, 22 June 2012

Matrimony and Money

Ah, June, the traditional month for weddings.  I was a June bride myself fourteen years ago.  It was a perfect day - the only hitch being the photo session running a little longer than planned.

When I added up the receipts later, I found that the entire weekend – including my dress for $1000, the 5-day rental for a mini-van, the photographer, the flowers, the rings, and the reception buffet – cost about $4000.  Not bad, I would say.  And it was all planned and executed in four months.  Even better.  And we’re still happily married.  Best of all.

I think it’s safe to say that happy marriages aren’t founded on expensive weddings.  In fact, who would want to start a marriage deep in debt because of a lavish, one-day party?

There are lots of ways to curb wedding expenses.  I made my own veil for $16, as well as the dresses for my two flower girls.  We chose arm bouquets which were far less expensive than the dense round ones that used to be popular.  We asked our groomsmen (my husband’s three brothers) to provide their own black suits.  We had a friend do the music.  We chose free venues for the wedding and the reception.  My mom organized the buffet.

I’m glad we chose to have a simple, affordable wedding.  I won’t pretend it was the most elegant wedding ever, but it was right for us.  We wanted to focus more on the devotion than the decorations, the promises rather than the presents, the commitments instead of the cake.

Maybe in a few years, when we’ve proven that we deserve it, we’ll have a more elaborate party – one that we can invite our children and grandchildren to.  Now that sounds like fun!  Let’s see…what colours should I choose?

Thursday, 5 January 2012

If I Had Three Wishes

A few months ago I wrote an article about my calculator dying and my husband wanting to buy a new TV even though the old one still worked.  Two weeks after that article went to print, my husband’s wish came true and Zenith passed away.

What if this column is magical?  What if the things I write about come true?  Oh the pressure!  What should I write about?  World peace?

We’ve all played the game If I had three wishes, what would they be?  Thankfully, many of my past wishes haven’t come true.  It’s nice to know someone of superior intelligence is looking out for me, tossing out my dumb ideas.

A year or two ago, a local gas station had a promotion going:  Buy a full tank of gas and get a free lottery ticket (for a multi-million dollar jackpot).  My husband and I aren’t gamblers, but we received tickets twice when we gassed up.  It sure was fun to talk about what we would do with several million dollars!  I can see why gambling is addictive.

Most of our plans for that money involved eliminating debt in both of our families, building a dream house (modest and totally energy efficient), and starting a business.

Astronomical amounts of money and defying death aside, we can make many of our own wishes come true.  It’s called setting goals, making resolutions, following our dreams.  It means being motivated enough to take a chance and get to work.  Write down a plan.  Post it on the fridge.  Be accountable.

Why wait for someone else (or the lottery) to make our wishes realities?  This year, make your own three wishes come true.